COMMERCIAL INSURANCE SOLUTIONS FOR CONTRACTORS
ISOM Brokerage provides commercial insurance solutions for contractors and business owners across New York, New Jersey and Connecticut. We structure coverage for the businesses that build, host and serve the region, helping contractors meet contract requirements, protect ongoing operations and move every project forward with confidence.
Construction & Trade Coverage
Commercial Insurance Solutions
Policy & Endorsement Analysis
Admitted & E&S Solutions
NY • NJ • CT • IN
Protects contractors and businesses against third-party bodily injury, property damage and completed operations claims arising from daily operations.
Provides coverage for workplace injuries while helping employers meet state workers’ compensation requirements and support workforce protection.
Protects structures, materials and equipment throughout construction, helping projects stay protected from groundbreaking through completion.
Safeguards buildings, equipment, inventory and business assets against covered property losses that can interrupt daily operations.
Protects owned, hired and non-owned vehicles used for business operations, helping contractors and commercial fleets stay on the road.
Extends liability protection above underlying policies, helping businesses manage higher-risk commercial exposures.
Protects businesses providing professional services against claims involving errors, omissions or professional negligence.
Breach response, data restoration and liability — with attention to New York’s SHIELD Act and, for healthcare clients, HIPAA obligations.
Protects contractor equipment, tools, installation materials and property while transported or used away from a primary location.
Provides protection against employment-related claims involving workplace policies, employee relations and management decisions.
Designed for contractors performing environmental, excavation or specialized operations where standard liability policies may not provide adequate protection.
Combines multiple commercial coverages into one coordinated insurance program designed around your business operations.
ISOM Brokerage provides commercial insurance solutions designed for contractors across the Tri-State Area. From General Liability and Workers’ Compensation to Builder’s Risk and specialty commercial coverage, every insurance program is reviewed with your operations, contract requirements and long-term business goals in mind.
Before work begins, contractors should verify that their General Liability policy includes the endorsements and contractual provisions commonly required for New York construction projects. A certificate summarizes coverage, but policy endorsements determine how coverage responds.
Verify the General Liability policy is structured to respond appropriately to New York Labor Law exposures.
Proper policy structure helps support contractors facing labor law-related claims.
Confirm required Additional Insured endorsements align with project contracts.
Many construction contracts require additional insured protection before work begins.
Review policy wording to confirm primary and non-contributory provisions when required.
Contractual insurance requirements often specify how liability coverage should respond.
Verify required waiver endorsements are included where contractually requested.
Construction agreements frequently require waiver of subrogation endorsements.
Commercial insurance is more than placing a policy. ISOM Brokerage structures coverage around your operations, contract requirements and project exposures, helping contractors secure reliable protection before work begins and throughout every stage of the project.
Every insurance program is reviewed to match your operations, contractual obligations and project requirements before coverage is placed.
We review policy wording, endorsements and coverage details to help identify potential gaps before they become costly issues.
Once coverage is placed, certificates can be issued promptly with the appropriate language needed for project and contractual requirements.
We work with admitted and excess & surplus (E&S) markets to help place commercial insurance solutions for a wide range of contractor risks.
ISOM Brokerage provides commercial insurance solutions for contractors and business owners across the Tri-State Area. We understand the unique operational, contractual and coverage requirements of every industry we support, helping businesses secure insurance programs built around their daily operations.
Commercial property owners and developers require insurance solutions that support building operations, renovation projects and long-term property management throughout the Tri-State Area.
Property Coverage
General Liability
Builder's Risk
Umbrella Liability
Hotels, restaurants, bars and hospitality operations require coordinated commercial insurance designed to support daily operations, property protection, employee safety and customer-facing risks.
General Liability
Commercial Property
Liquor Liability
Workers' Compensation
Medical practices, clinics and healthcare facilities require commercial insurance programs that protect professional services, business operations and sensitive information while supporting day-to-day patient care.
Professional Liability
Cyber Liability
Commercial Property
Workers' Compensation
Commercial property owners and developers require insurance solutions that support building operations, renovation projects and long-term property management throughout the Tri-State Area.
Professional Liability
Cyber Liability
Commercial Property
Workers' Compensation
Transportation and logistics businesses require commercial insurance that supports fleet operations, cargo movement and daily business activities. ISOM Brokerage structures coverage to help businesses manage operational risks while keeping vehicles, drivers and deliveries protected.
Commercial Auto
Motor Truck Cargo
Motor Truck Cargo
Fleet Coverage
Retail stores, wholesale operations and service businesses need commercial insurance designed to protect property, inventory, employees and customer interactions. ISOM Brokerage helps businesses secure coverage that supports day-to-day operations and long-term growth.
Business Owner's Policy
Commercial Property
Commercial Auto
General Liability
Construction & Trade Coverage
NY • NJ • CT • IN
Policy & Endorsement Analysis
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ISOM Brokerage provides commercial insurance solutions for contractors across the Tri-State Area. Explore the trades we support and the regions where we help businesses secure coverage designed around their operations.
Explore the construction trades we support, from general contracting and roofing to electrical, plumbing, HVAC and other specialty contractors across the Tri-State Area.
Discover the regions we serve across New York, New Jersey and Connecticut, providing commercial insurance solutions for contractors and commercial businesses.
